What Makes Us Different

• Business-first approach: We look at your revenue trends, deposits, and cash flow—not      just your credit score.
• Clear communication: We explain numbers, terms, and structures in plain      language before you make any decisions.
• Speed and efficiency: Our process is built for business owners who don’t      have time to chase traditional bank approvals.
• Relationship-focused:     You’ll work with a dedicated funding specialist who gets to know your      business, not a random call center.

Our Mission: To provide honest, transparent funding options that help business owners move quickly and confidently, without getting buried in paperwork and delays.

Service Area: We are based in New Jersey and work with businesses across the United States, subject to program guidelines and state-specific restrictions.

 Four Simple Steps to Get Funded.  Our process is built to be straightforward and respectful of your time. Most of the work can be done over the phone and via email.  We start with a brief phone call to understand your business, your monthly revenue, and your funding goals. We’ll ask about how long you’ve been in business, your average monthly deposits, and what you want to use the capital for. 

Next, you’ll send a small set of documents so we can evaluate your file. Typically, this includes:

• Recent business bank statements (usually last 3–6 months)
• Recent credit card processing statements (if applicable)
• A short application form with basic business information

These documents help us understand the stability of your deposits and your cash flow trends.

Once we review your information, we’ll present you with a clear offer that outlines:

• The estimated funding amount
• The factor rate or cost of funds
• The expected holdback percentage (portion of future sales used for repayment)
• Approximate timeframe to full payoff

We’ll walk through the numbers with you and answer any questions before you make a decision.

If you choose to move forward, funds are typically deposited directly into your business bank account within 24–48 business hours after final approval and completion of the closing process.
Repayment then occurs automatically through small daily or weekly debits based on an agreed-upon percentage of your future sales or deposits.

No Obligation to Move Forward
You’re free to review your offer, ask questions, and decide whether it’s the right fit for your business. There’s no obligation until you formally accept.